Nathan Brachotte

How to Set and Track Financial Goals That Stick

Most financial goals fail because they are vague and invisible. Learn how to set SMART money goals and track them so you actually reach them.

Why Financial Privacy Matters for Your Money

Most finance apps monetize your data or need your bank login. Here is why financial privacy matters and how to track wealth without giving it up.

Asset Allocation by Age and How to Rebalance

How much should be in stocks vs bonds at your age? Learn common asset allocation rules, why they matter, and how to rebalance without stress.

Net Worth Tracking for Expats and Digital Nomads

Living abroad means accounts in several countries and currencies. Learn how expats and digital nomads can track one clear, global net worth.

Why Your Finance App's Bank Connections Keep Breaking

Bank syncs in finance apps break constantly. Here is the technical reason why aggregators like Plaid fail, and how manual tracking sidesteps it.

How to Track Dollar-Cost Averaging Investments

Investing a fixed amount every month? Learn how dollar-cost averaging works and how to track your DCA contributions and real returns over time.

How to Track and Improve Your Savings Rate

Your savings rate predicts your financial future better than your income. Learn how to calculate, track, and steadily improve it over time.

How Often Should You Update Your Net Worth?

Daily? Monthly? Quarterly? Checking too often hurts your decisions. Here is how often you should actually update and review your net worth.

How to Track Your FIRE Number and Progress

Chasing financial independence? Learn how to calculate your FIRE number, understand Coast and Lean FIRE, work through a real example, and track progress month by month.

How to Track Real Estate in Your Net Worth

Your home is probably your biggest asset, but most apps ignore it. Learn how to value and track real estate inside your net worth correctly.

How to Calculate Your Net Worth, Step by Step

Net worth is just assets minus liabilities, but getting it right takes care. Follow this step-by-step guide, with a worked example and FAQ, to calculate your true net worth.

Average Net Worth by Age: How Do You Compare?

What is the average net worth by age, and should you even compare? See the benchmarks, the caveats, and a healthier way to measure progress.

How to Spot ETF Overlap in Your Portfolio

Own VWCE, an S&P 500 ETF, and a tech fund? You may be far less diversified than you think. Learn how to spot and fix ETF overlap.

Looking for a Finary Alternative? A Private, No-Sync Option

Tired of Finary connections breaking or sharing bank logins? Here is a privacy-first Finary alternative built on reliable manual tracking.

How to Track Crypto Across Multiple Wallets and Exchanges

Coins spread across Binance, a Ledger, and three DeFi wallets? Here is how to track your full crypto net worth without linking exchange APIs.

How Couples and Families Can Track Net Worth Together

Combining finances as a couple is hard. Learn how to track your household's complete net worth together, keep shared goals, and stay aligned.

How to Track Your Investment Portfolio Across Multiple Brokers

Got accounts at Trade Republic, Interactive Brokers, and a legacy 401k? Here is how to see your whole portfolio in one place across every broker.

How to Track Your Net Worth in Multiple Currencies

Holding money in euros, dollars, and pounds at once? Learn how to track a multi-currency net worth accurately without spreadsheet headaches.

The Best Mint Alternatives After the Shutdown (2026)

Mint shut down and left millions looking for a new home. Here are the best Mint alternatives in 2026, including a private, no-bank-connection option.

How to Track Your Net Worth Without Connecting Your Bank

You can track your full net worth without ever sharing a bank login. Here is how private, manual tracking works and why it never breaks.

Why Tracking Your Net Worth Is the Best Financial Habit You Can Build

Discover why net worth tracking is the single most impactful financial habit. Learn how one number can replace budgeting stress with clarity and motivation.

Spreadsheets vs. Apps: What Is the Best Way to Track Your Net Worth?

Comparing spreadsheets, bank-connected apps, and manual trackers for net worth tracking. Find out which approach fits your needs.

Asset Allocation 101: Why Seeing Your Full Portfolio Matters

Learn the basics of asset allocation, work through a real portfolio example, and see why a unified view across platforms is critical for proper diversification.

Why We Don't Connect to Your Bank (And Why That's a Feature)

The case for privacy-first finance tools. Why manual net worth tracking is safer than sharing your bank credentials with third-party apps.