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Investment Calculator
Compare investment vehicles side by side. See how entry fees, management fees, and ETF costs eat into your returns over time.
Shared Parameters
Portfolio Growth
Total portfolio value over 30 years for each vehicle
Brokerage + Index ETF
Best
Before tax
822 934 €After tax (15%)
727 994 €+283.2%net return
Savings Account
Before tax
382 404 €After tax (25%)
334 303 €+75.9%net return
Detailed Comparison
Side-by-side breakdown of all configurations after 30 years
| Vehicle | Final Value | Total Invested | Interest Earned | Total Fees | Est. Tax | After Tax | Net Return |
|---|---|---|---|---|---|---|---|
Brokerage + Index ETF | 822 934 € | 190 000 € | 632 934 € | 5 587 € | -94 940 €(15%) | 727 994 € | +283.2% |
Savings Account | 382 404 € | 190 000 € | 192 404 € | 0 €Lowest | -48 101 €(25%) | 334 303 € | +75.9% |
Net impact: After fees and taxes, the difference between the best and worst vehicle is 393 691 € over 30 years.