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Investment Calculator
Compare investment vehicles side by side. See how entry fees, management fees, and ETF costs eat into your returns over time.
Disclaimer: This tool is for educational purposes only and does not constitute financial advice. Past performance does not guarantee future results. Always do your own research (DYOR) and consult a qualified financial advisor before making investment decisions.
Shared Parameters
€10,000.00
€500.00
Portfolio Growth
Total portfolio value over 30 years for each vehicle
Brokerage + Index ETF🏆
Before tax
673 105 €After tax (15%)
600 639 €+216.1%net return
Savings Account
Before tax
244 241 €After tax (25%)
230 681 €+21.4%net return
Detailed Comparison
Side-by-side breakdown of all configurations after 30 years
| Vehicle | After Tax | Net Return | Final Value | Interest Earned | Total Fees | Est. Tax |
|---|---|---|---|---|---|---|
Brokerage + Index ETF🏆 | 600 639 € | +216.1% | 673 105 € | 483 105 € | 4 880 €⚠️ | -72 466 €(15%) |
Savings Account | 230 681 € | +21.4% | 244 241 € | 54 241 € | 0 €⭐ | -13 560 €(25%) |
Net impact: After fees and taxes, the difference between the best and worst vehicle is 369 958 € over 30 years.